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Quotes about Insurance Companies from the world's top natural health / natural living authors

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"To make matters worse, physicians don't want to take care of these people, and insurance companies don't want to pay for their care.1 So doctors become impatient and insurance companies skeptical when confronted with "patients like Linda," who make no sense, conceptually, to physicalist medicine. Meanwhile, the legions of Lindas in our society continue to suffer. Do any genuinely effective or empowering options exist for them? The shortcomings of physicalist medicine, however, do not end there." - Anne Harrington, The Cure Within: A History of Mind-Body Medicine (Get the book.)

"However, insurance companies are very reluctant to pay for this kind of medical care, even though many times specialists in environmental medicine can see patients and relieve symptoms that haven't been helped by all the other medical specialists. They pay for medical care that does not help and don't pay for care that does help. We must ask why. insurance companies say environmental medicine is experimental and anecdotal." - Gary Null and Amy McDonald, The Food-Mood Connection: Nutrition-based and Environmental Approaches to Mental Health and Physical Wellbeing (Get the book.)

"The purpose was to "help" the insurance companies save money.184 "Simulation" in Germany, and "malingerer" or "lead swinger" in English were the new names of somebody who "didn't want to work" or tried to get money from insurance companies. Very convenient! To destroy another's opinion, you simply call somebody "insane." We haven't even mentioned the real scandal yet. In the Third Reich,185 there was only one "sane" race: the Aryan, the white race. Psychiatrists differentiated between lower classes of people (not white, not of Germanic origin) and higher classes (The Aryan)." - Kenneth W Thomas, Ron Gilbert, Gerd Schaller, Side Effects: The Hidden Agenda of the Pharmaceutical Drug Cartel (Get the book.)

"The primary regulatees in the CMS system are the contract carriers, the insurance companies, that administer the pro- gram. CMS aims to influence the decisions of the insurance companies who implement the program but also to protect them against the ultimate CMS nemesis, the physicians. Since the start of the Medicare program, Congress has bemoaned the astronomical costs of the program. Cost containment has become an incessant congressional demand, and CMS Administrators have been unsuccessful in containing costs except in one particular." - Jonathan W. Emord, The Rise of Tyranny (Get the book.)

"One had to look beyond those copays to the actual cost of the prescriptions paid by insurance companies, government programs, and the uninsured to understand the burden created by the industry's practice of unrestrained pricing. Iowans paid more for the medicines they picked up at the drugstore in 2004 than for all the items they purchased at clothing stores, shoe stores, furniture stores, sporting goods stores, bookstores, jewelry stores, hobby stores, and toy stores combined. The nearly $2 billion that Iowans spent on prescriptions filled at pharmacies was approaching the $2." - Melody Petersen, Our Daily Meds: How the Pharmaceutical Companies Transformed Themselves into Slick Marketing Machines and Hooked the Nation on Prescription Drugs (Get the book.) "There is a federal law that requires insurance companies to report settlements in malpractice cases to a federally funded data bank, but the public has little access to this information. Many hospitals have avoided even this reporting requirement by removing the doctor's name from the malpractice lawsuit. This secrecy is systemic, and it works to protect bad doctors and bad drugs, just as today's medical industry has shown it prefers. But there is one system, woefully underfunded and weak, that collects deaths and injuries from prescription drugs." - Melody Petersen, Our Daily Meds: How the Pharmaceutical Companies Transformed Themselves into Slick Marketing Machines and Hooked the Nation on Prescription Drugs (Get the book.)

"For example, Lp(a) is one of the most virulent cardiovascular risk factors, but some insurance companies refuse to cover the cost of this test. This is especially infuriating because today's technology provides cardiologists with tests to make highly accurate predictions and follow up with specifically targeted treatment. Unlike cancer, still in the primitive stage when it comes to making predictions and arresting a budding cancerous process before it becomes a life-threatening tumor, our specialty has many tests—exciting new ones and dependable old ones—to uncover risks." - Stephen Sinatra, M.D. and James C., M.D. Roberts, Reverse Heart Disease Now: Stop Deadly Cardiovascular Plaque Before It's Too Late (Get the book.) "Cons: Unfortunately, most insurance companies don't cover the $400 to $500 cost of an EBT scan yet. However, it looks like reimbursement is coming soon. This test produces unreliably high calcium scores on individuals who have had bypass operations or stents. The bypassed native vessel, occluded and full of plaque, is being measured, thus contributing to the higher score. A metal stent will also throw off the accuracy. The highest score we ever encountered was in a male patient who had been bypassed. He had a score of 10,000 (see the results explanation below). EBT is not perfect." - Stephen Sinatra, M.D. and James C., M.D. Roberts, Reverse Heart Disease Now: Stop Deadly Cardiovascular Plaque Before It's Too Late (Get the book.)

"When public opinion turned so strongly against the measures necessary to control health care costs, the insurance companies had no choice but to loosen their management of care. Yearly increases in health insurance premiums once again started to balloon out of control, rising steadily from a low 2 percent annual increase in 1996 to 13.9 percent in 2003. Ironically, the move into managed care created a historic opportunity for the medical industry. The cost-containment potential of HMOs and managed care plans was, initially, a serious threat to drug companies and medical device manufacturers." - John Abramson, Overdosed America: The Broken Promise of American Medicine (P.S.) (Get the book.)

"In the United States in the early 1990s, most 401(k) balances were invested in guaranteed investment contracts (GICs), fixed-income investments offered by insurance companies, not indexed to inflation. The reputation of GICs was tarnished by a couple of defaults in the early 1990s, which revealed that they were not really guaranteed. These coincided with a barrage of publicity suggesting that experts agreed that people did not put enough into the stock market." - Brian Fagan, Floods, Famines, and Emperors: El Nino and the Fate of Civilizations (Get the book.)

"Of course, that's assuming that doctors and insurance companies know how safe and effective drugs really are. In the debate over prescription drug prices, drug safety, and oversight from the FDA, the assumption has been that everybody has access to the same data and that everybody, from drug safety officers to doctors to insurers, is equally capable of assessing the merits and dangers of a drug. That's not the case." - Shannon Brownlee, Overtreated: Why Too Much Medicine Is Making Us Sicker and Poorer (Get the book.)

"Clearly, the genetic profile helped solve the mystery. insurance companies don't pay for this state-of-the-art test (it costs about $300), so it is not something we order routinely. Nevertheless, we both feel that genetic testing should not be overlooked, particularly in tough, resistant cases. 12. Radiation We are all exposed to radiation in the form of medical X-rays. Cardiologists, for instance, are exposed to a considerable amount of radiation because of the nature of this work. We do fluoroscopy all the time, putting in pacemakers and cardiac catheterizations." - Stephen Sinatra, M.D. and James C., M.D. Roberts, Reverse Heart Disease Now: Stop Deadly Cardiovascular Plaque Before It's Too Late (Get the book.)

"Patients paid a yearly premium, just like with indemnity plans, but unlike traditional insurance companies, HMOs did not give their doctors and hospitals free rein to decide what patients needed. Instead, HMOs set yearly budgets for their clinics and hospitals. Within those budgets, the doctors set priorities for how best to maintain the health of the population of patients for whom they were responsible." - Shannon Brownlee, Overtreated: Why Too Much Medicine Is Making Us Sicker and Poorer (Get the book.) "Doctors, notes Guy Clifton, a Texas neurosurgeon, "were overwhelmed by a cartel of large insurance companies, all determined to find the level at which doctors and hospitals refused to work, and then to pay just over that." The balance of power, which had been firmly fixed in the hands of doctors for most of the past century, was shifting. As more and more patients enrolled in managed care, doctors like Gordon Peabody were forced to accept the terms it was offering. "I could see the writing on the wall in 1989," he says. "I didn't want any part of it, but I didn't have any choice." - Shannon Brownlee, Overtreated: Why Too Much Medicine Is Making Us Sicker and Poorer (Get the book.)

"Then the banks came and the insurance companies. Today the drugstores are everywhere. Money, money, money. We all know that the effort to make medications cheaper for the American citizens failed. The results? Today 23% of what Americans spend out of their pockets goes to health care (Health & Human, Services Department study, in Jan 2004). In other numbers, $155 trillion (Yes, Trillion!) were paid by people in the USA, or $5,440 by each individual person paid to Big Pharma and Associates. These are simple facts. A POSSIBLE SCENARIO What does all this information tell us?" - Kenneth W Thomas, Ron Gilbert, Gerd Schaller, Side Effects: The Hidden Agenda of the Pharmaceutical Drug Cartel (Get the book.) "Simulation" in Germany, and "malingerer" or "lead swinger" in English were the new names of somebody who "didn't want to work" or tried to get money from insurance companies. Very convenient! To destroy another's opinion, you simply call somebody "insane." We haven't even mentioned the real scandal yet. In the Third Reich,185 there was only one "sane" race: the Aryan, the white race. Psychiatrists differentiated between lower classes of people (not white, not of Germanic origin) and higher classes (The Aryan)." - Kenneth W Thomas, Ron Gilbert, Gerd Schaller, Side Effects: The Hidden Agenda of the Pharmaceutical Drug Cartel (Get the book.)

"Armed with such data, insurance companies could adopt a system of "reference pricing," which has been used successfully in Germany to curb drug spending. Insurers reimburse patients fully only for the relatively low-cost, effective drugs, while requiring those who want a higher-priced but no more effective alternative to pay the difference. This would encourage patients to ask their doctors to be more conscious of the available evidence. But drug research is only the first step." - Shannon Brownlee, Overtreated: Why Too Much Medicine Is Making Us Sicker and Poorer (Get the book.)

"Many of these tests are reimbursed by insurance companies, but I suggest you ask your physician and/or staff about reimbursement before you proceed with testing. Some tests may need to be paid for out of pocket, and some are not allowed in certain states, particularly New York. Of all the functional tests, the one that is simplest and that I find most helpful as a basic "starter" test is the urine Organix Profile test by Metametrix.All it needs is a first morning urine sample, which is easy to do." - Frank Lipman, Mollie Doyle, Spent: Revive: Stop Feeling Spent and Feel Great Again (Get the book.)

"There is some evidence that a heel test is 85 to 90 percent accurate compared with the bone density of the hip on a DXA scan. Many insurance companies do not cover routine osteoporosis screening for women under 65 unless they have significant risk factors, but if you have a heel test that shows your bone density is below normal, this can be the stimulus for obtaining a DXA scan. Some practitioners recommend screening women with heel ultrasounds, but by and large the heel test is not yet considered an accurate test to replace DXA scans for either early detection or monitoring." - Tori Hudson, N.D., Women's Encyclopedia of Natural Medicine: Alternative Therapies and Integrative Medicine for Total Health and Wellness (Get the book.)

"Question your doctors, other health-care providers, insurance companies, your senators, and your Congresspeople. Become a vigorous participant in your own health and don't just mindlessly follow "doctor's orders." We have a lot more control over our health and well-being than we've been led to believe. Taking the reins of our own well-being brings us one step closer to unraveling a healthcare status quo that has not been serving us well." - J. Douglas Bremner, Before You Take that Pill: Why the Drug Industry May Be Bad for Your Health (Get the book.)

"However, competing private-sector insurance companies constituted as I will describe should live out the "free-market dream," or all is lost. These moneys will be apportioned as follows: 1. Administrative costs for running the indemnity scheme will be fixed at 1 percent of wages. 2. Likewise, 1 percent will be the "profit." 3. There will be multiple codicils attached to the contracts of employees of the indemnity scheme regarding conflicts of interest. Furthermore, no officer will be allowed remuneration greater than five times that of the average wage of those employed by the plan." - Nortin M. Hadler MD, Worried Sick: A Prescription for Health in an Overtreated America (Get the book.)

"Although standard medical texts (and insurance companies) do not endorse using PSA as a screen for prostate cancer, it is well known that patients with prostate cancer often have elevated levels of PSA. So when the pilot's PSA rose from normal levels of 1.1 and 1.6 in prior years to 3.9, he became concerned. His doctor told him not to worry since the levels still were within normal limits, but the pilot said he wanted his prostate gland biopsied. This was done, and a tiny area of malignancy was found." - Benjamin H. Natelson, M.D., Your Symptoms Are Real: What to Do When Your Doctor Says Nothing Is Wrong (Get the book.)

"We've treated many patients who thought they were going to be taken care of by their insurance companies and weren't. So you need to do all you can to become healthier and not get sick. This program can help you do that. It's like a retirement plan for your health. Sometimes new patients come in toting shopping bags full of supplement bottles. They will ask which ones they need. Not infrequently, they are spending $400 to $600 a month on supplements and not getting the desired results. For us it's a matter of getting the most for your money." - Stephen Sinatra, M.D. and James C., M.D. Roberts, Reverse Heart Disease Now: Stop Deadly Cardiovascular Plaque Before It's Too Late (Get the book.)

"Almost no insurance companies reimburse for supplements, and some of the supplements can be rather expensive. A flail regimen for a seriously ill child could easily cost $100 to several hundred dollars per month. This is a lot of money for most families, but it can be a smart investment in health care, particularly when compared to the costs of so many other therapies, such as the behavioral treatments that require one-on-one attention from therapists. Also, as recovery takes hold, it's often possible to discontinue certain supplements." - Kenneth Bock, Healing the New Childhood Epidemics: Autism, ADHD, Asthma, and Allergies: The Groundbreaking Program for the 4-A Disorders (Get the book.)

"And the possibility of new pestilences strikes fear deep into the hearts of individuals and insurance companies alike. These correlations are often seen as a sign that the "Day of Judgment" is indeed nigh. But we should also remember that when Jesus warned of future tribulations, and of religious persecution, false prophets, and impostors claiming to be the risen Christ, he was speaking not of the end of the world, but of "the pains of birth." There would, he declared, be light on the other side. The Revelation of St." - Peter Russell, Waking Up In Time: Finding Inner Peace In Times of Accelerating Change (Get the book.)

"This leads to real problems because the neuropsychologist has ways to measure mental effort objectively and because the insurance companies reject disability claims for any patients who make less than a full effort on the tests. Individuals considering testing need to be aware of two issues: it is extensive and expensive. The neuropsychologist has to test across all cognitive functions and cannot limit the assessment just to evaluating attention and concentration." - Benjamin H. Natelson, M.D., Your Symptoms Are Real: What to Do When Your Doctor Says Nothing Is Wrong (Get the book.)

"Unfortunately, because medicine and its delivery is largely a reactive industry driven by huge insurance companies that wait until you get sick before allowing coverage to kick in, we've grown accustomed to being reactive patients. We wait until we get sick to seek solutions to our health problems. As this book reiterates throughout, the natural approach to health and healing is attuned with the body, working with it rather than against it. This was the philosophy of many traditional remedies that have now been lost or replaced." - Brenda Watson and Leonard Smith, The Detox Strategy: Vibrant Health in 5 Easy Steps (Get the book.)

"Once you get a label, you are locked into it. insurance companies cover certain treatments—usually drugs only—and they penalize or will not pay patients for having looked for the causes, even though they got back to work, got well, got off drugs. They will pay for several $800 MRIs, disability for being unable to work, and at least $100 a month for drugs. There is no rhyme or reason. There is no rationality. We've lost that a long time ago. So people have to take the ball in their court and find out what is wrong with them and then when they get well, to fight for their rights." - Gary Null and Amy McDonald, The Food-Mood Connection: Nutrition-based and Environmental Approaches to Mental Health and Physical Wellbeing (Get the book.)

"To my amazement, some insurance companies insist that patients try methylphenidate or amphetamines before they will pay for modafinil, even though these drugs can have much more serious side effects. Modafinil is not yet on the list of drugs the FDA has approved for use in chronic fatigue syndrome or idiopathic chronic fatigue (ICF), although it's approved for other purposes. Not allowing a person to take this drug is clearly backward thinking, but insurers also don't cooperate because modafinil is more expensive than stimulants that have been on the market for many decades." - Benjamin H. Natelson, M.D., Your Symptoms Are Real: What to Do When Your Doctor Says Nothing Is Wrong (Get the book.)

"For some addicts, acupuncture helps, and a few enlightened medical insurance companies are beginning to cover it. In Oregon, heroin addicts must try acupuncture before getting methadone. The "last frontier" in recognizing how addictive a society we are comes in the attention being paid to substance abuse among the elderly. It is now estimated that 2.5 million older adults have alcohol-related problems, often missed by physicians who mistake symptoms like falling or gastritis for problems associated with aging." - Gary Null and Amy McDonald, The Food-Mood Connection: Nutrition-based and Environmental Approaches to Mental Health and Physical Wellbeing (Get the book.)

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